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Over a decade of experience in market system, Agri, financial services
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Innovating Future-Ready, Scalable Solutions Across Sectors
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Strategic Tech Solutions, Transforming  Lives

Pioneering Digital Excellence in Ethiopia

With 12+ years at the forefront of digital innovation, Kifiya seamlessly integrates secure technology platforms with deep market expertise in distribution, microinsurance, and digital agricultural services. Pioneering financial technology products and services, we are crafting a digitally inclusive future where Ethiopia thrives. 

Our
WORK

DIGITAL FINANCIAL SERVICES

Solutions & services in the Fintech, AgriFintech, Mobility, B2C & B2B eCommerce space

INCUBATION & ACCELERATION

Accelerate in-house startups based on our technologies through our Venture Lab

MARKET SYSTEM IMPLEMENTATION

Design & implement market system changes,  leveraging technology 

Our
Journey

2012
Established

Payments, agricultural insurance, airtime and solar distribution, bus booking and ticketing

2018
Evolved

Evolved to eCommerce,
Mobility & Digital Financial
Services Company

2022
Transitioning

Transitioning to a holding venture capital company delivering value in the digital economy

Our Ventures

Transforming into a venture holding firm, we have commercialized products that enhance market systems, providing pivotal access to finance & market for farmers, MSMEs, and the community at large

Ethiopia’s first AI-based alternative credit scoring, digital lending platform and infrastructure provider, enabling Financial Institutions & Businesses to offer uncollateralized lending and embedded finance services to MSMEs and Individuals.

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A pioneering retail-tech solution provider with B2B E-Comm, eRTM, Supply Chain Finance, and Digital Payments capabilities

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Shega is an ecommerce platform providing access to market for made in Ethiopia products from MSMEs.  Integrated with a delivery function Shega works with thousands of MSMEs.

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Connecting Small Holder Farmers (SHFs) to vital financial services and markets, fueling rural economies with digital payments, micro-insurance, and streamlined access to agricultural inputs and credit

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Mobility-as-a-Service platform seamlessly connecting urban and rural journeys, innovating transport with digital bookings, ticketing, and a forthcoming integration of asset financing for electric vehicles..

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Digitally bridging horticulture smallholder farmers with commercial markets, Kifiya leverages innovative agri-business practices through contract farming, ensuring accessible and sustainable market access

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K-Venture
Lab

We build a team of aspiring young Ethiopian innovators that are selected through a competitive and rigorous process, organize them into a startup based on one of our technology products and enable them to build up both their technology and business model. K-venture lab will be providing mentorship, capital and infrastructure – a holistic incubation support that we believe will help innovators to successfully test and commercialize and their business.